Contractor & service business pricing tool

Price every job with confidence

RateXBuild calculates a sustainable project price from the income your business needs — overhead, estimated tax reserve, direct job costs, contingencies, and margin included. No account required.

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Materials, equipment, subcontractors, permits, and other job-specific costs.

Default 25 — leave room for estimating, travel, admin, and follow-up.

SE tax ~15.3% plus a mid-range federal/state income-tax estimate.

Minimum viable hourly rate
$115
Recommended job price
$6,322
Owner pay
$2,667
Overhead
$552
Tax reserve
$1,379
Direct job costs
$0
Buffer
$460
Margin
$1,264

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Three rules before you send the number

Price from productive hours, not total hours

Estimating, travel, admin, follow-up, and rework consume part of every week. Build your rate from the hours you can realistically bill.

Include a tax reserve in your pricing

Your price should leave room for estimated self-employment and income taxes. Treat the tax setting as a planning reserve, not tax advice.

Protect your rate; adjust the scope

If a customer needs a lower total, reduce scope or options rather than cutting below the rate your business needs to stay sustainable.

Contractor pricing resources

Explore pricing guides designed to help contractors set sustainable rates and price jobs with confidence.

ENContractor Hourly Rate CalculatorESCalculadora de Tarifa por Hora para Contratistas